UnitingCare provides services and supports in all states and territories to people living with a disability and their carers and families through a wide range of programs and initiatives. Many of these are specifically targeted at people living with a disability, many others have a broader target and support clients who are living with a disability – such as accommodation and housing support, financial services, employment programs, family support programs and respite care. This provides UnitingCare with a very broad understanding of the needs of, and constraints faced by people living with a disability and their carers and families throughout their lifetimes. This understanding informs this submission which draws on the experience and expertise of staff in the UnitingCare network throughout Australia. It highlights key issues faced by people who are ageing with a disability, and provides examples of promising practices in this area from UnitingCare service providers, and the broader service community in Australia and overseas.